**2025 No-Brainer Credit Card Recommendations**
Many banks have launched “no-brainer” credit cards, defined as those that provide unlimited or high-limit rewards without restrictions on channels, as long as consumers meet spending thresholds or complete specified tasks, such as setting up automatic payments. Regardless of how they spend, cardholders can enjoy cash or points rewards. This article compiles selected no-brainer credit cards for 2025, giving you a comprehensive overview!
**HSBC Cash Back Prestige Card**
Domestic 1.22% cash back with no limit
*Image / HSBC Bank Official Website*
The HSBC Cash Back Prestige Card supports mobile payments such as Apple Pay, Google Pay, and Samsung Pay, offering 1.22% cash back on domestic spending and 2.22% on overseas spending with no upper limit. There is no minimum spending requirement to enjoy rewards, which can be earned through a variety of channels, including online shopping, food delivery platforms, mobile payments, and insurance premium payments.
**Promotion Period:** Now until June 30
**Union Bank LINE Bank Co-branded Card**
Domestic basic spending 1% cash back with no limit
*Image / Union Bank Official Website*
The Union Bank LINE Bank co-branded card focuses on rewards for those who link their LINE Pay accounts. It offers 1% cash back on domestic spending and 2.5% cash back on overseas spending with no limit. Additionally, upon completing the following three tasks: 2.5% cash back on overseas spending, a 3% bonus on specified online shopping, and a 3% bonus for setting up automatic payments, cardholders can enjoy a maximum total cash back of 8.5%. Spending at designated restaurants and beverage shops earns an additional 5% in LINE POINTS.
**Promotion Period:** Now until July 31
**Union Bank Jih Tsar Card**
Domestic and overseas general spending 1%, Japanese Yen spending 2.5%
*Image / Union Bank Official Website*
The Union Bank Jih Tsar Card provides 1% cash back on general spending both domestically and internationally, with no limit. By achieving 1% cash back on domestic general spending, linking a Union Bank account for an additional 0.3% (no limit), and successfully binding a NewNewBank account for an additional 5%, cardholders can enjoy a maximum total cash back of 6.3%. Furthermore, this card features a maximum of 4% cash back for spending in Japan, including 2.5% cash back on Yen spending with no limit and an additional 1.5% for using mobile payments that support Japanese contactless payments (with a monthly limit of NT$1,000).
**Promotion Period:** Now until June 30
**E.SUN DAWHO Cash Back Card**
Domestic general spending 1% cash back, automatic payments add 1%
*Image / E.SUN Bank Official Website*
The E.SUN DAWHO Cash Back Card, issued by E.SUN Bank, offers 1% cash back on domestic general spending and 2% on overseas spending with no limit. Based on the rewards structure, completing specified tasks including linking a digital account for automatic credit card payments and using electronic or mobile billing can provide an additional 1% cash back on general spending (with a cap of NT$300 for high-spending customers), allowing for a maximum of 2% cash back domestically and 3% overseas. When adding a 5% bonus for spending at seven designated channels (with a cap of NT$300 for high-spending customers), domestic cash back can reach up to 7%, while overseas cash back can reach up to 8%.
**Extended Reading:** 2025 Credit Card LINE Pay Rewards Overview! Which LINE POINTS Card is the Best? New Customers Can Get Up to 10% Cash Back by “Applying for This Card”
*Image / E.SUN Bank Official Website*
*Image / E.SUN Bank Official Website*
**Promotion Period:** Now until June 30
**DBS Eco Card**
1.2% cash points with no limit for domestic and overseas spending
*Image / DBS Bank*
The DBS Eco Card offers two reward qualification options based on whether the cardholder is a DBS account holder, a DBS Treasures client, or a DBS Treasures Private client. Additionally, linking mobile payment options such as Apple Pay, Samsung Pay, JkoPay, and LINE Pay can further enhance rewards.
**Promotion Period:** Now until June 30
**Taishin Rose Giving Card**
1% cash back on domestic general spending, up to 2% on holidays
*Image / Taishin Bank Official Website*
The Taishin Rose Giving Card provides 1% cash back on regular domestic spending and up to 2% on holidays when using the “Taishin Credit Card Digital Statement” and setting up “Taishin Account Auto-Deduction for Credit Card Payments.” Additionally, it offers up to 3% Taishin Points cash back for overseas spending, with a maximum cumulative reward cap of 3,000 points, effectively meaning no limit.
**Promotion Period:** Now until June 30
This article is collaboratively reproduced from: Digital Age
**Extended Reading:** 2025 Credit Card LINE Pay Rewards Overview! Which LINE POINTS Card is the Best? New Customers Can Get Up to 10% Cash Back by “Applying for This Card”
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